This coverage can be endorsed to your mortality policy will reimburse you for the reasonable and customary cost of veterinarian fees associated with emergency operations, post-operative costs and third party emergency transportation needs to save the life of the animal. Policy limits are available from $2,800 to $5,000 and can help defray the costs of an unplanned surgery. Horses 6 months to 17 years of age are eligible for this coverage. Race Horses are excluded from this coverage.