Nicholson Insurance Agency, Inc.
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Full Mortality

Restricted & Optional Perils

"Fall of Hammer" Coverage

Barrenness / Stallion Availability / Prospective Foal

Prospective Foal

Stallion First Year Congenital Infertility

Stallion Infertility for Accident, Sickness & Disease

Major Medical Coverage

Emergency Surgical Coverage

Loss of Use

Loss of Income

Air Transit / Extended Territorial Limits

Barrenness / Stallion Availability / Prospective Foal Policy

Barrenness coverage insures that a mare will be pronounced in foal. Policy conditions require the mare to be covered by the stallion at least twice during two separate estrous periods separate of the foal heat.

To save money, many breeders opt to purchase a “No Guarantee” stallion season rather than a “Live Foal Guarantee” season. The mare owner is at risk of losing the total value of the season unless a Barrenness/Prospective Foal policy is obtained. This coverage insures that the mare conceives and carries the foal full term to a pre-determined length of time after birth, (i.e. 24 hours, 7-45 days, or 1 year).

Stallion Availability coverage insures against the intended stallion becoming unavailable to service the mare due to accident, sickness, disease or death, per the terms and conditions of the policy.

Nicholson Insurance Agency, Inc., 2300 Regency Road, Lexington, KY 40503
Phone: 859-224-7080 or 1-877-444-2365, Fax: 859-224-8779
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